Refinance Loans “Doc Checklist”
____· One full month’s worth of paystubs showing Year to Date earnings
____· Last 2 years W-2’s (salaried income)
____· For Self Employed Borrowers; Last 2 years tax returns with all schedules (commission, dividend, rental income)
____· Copies of social security, pension, and/or retirement award letters (if applicable)
____· Last two months bank statement for all accounts with all pages
____· Current statements for all investment accounts with all pages
____· Written explanation for any credit derogatories
____· Copy of Bankruptcy and discharge paperwork (if applicable)
____· Divorce decree and any settlement paperwork (if applicable)
____· Copy of your Drivers License and Social Security Cards.
____· Copy of you current Mortgage coupons or statements
____· Copy of your Homeowners insurance